Construction Loan Products

We provide mortgage loans for home construction regardless of the type of project. We have lot loans so you can purchase a vacant lot. We have construction to permanent one time close loans so you only have one set of closing cost. We have construction loan financing only to finance your builder. All types of credit are welcome.

Land Lot Loans

We provide mortgage loans for home construction regardless of the type of project. We have lot loans so you can purchase a vacant lot. We have construction to permanent one time close loans so you only have one set of closing cost. We have construction loan financing only to finance your builder. All types of credit are welcome.

• Minimal money down
• New or reestablishing credit
• No utilities on land
• No improvements to land
• Buy now build later
• Purchasing a mobile home
• Closing cost can be financed into the loan

One Time Home Construction Loans

One Time Home Construction Loans are Conventional loans that are used for construction financing and permanent loan financing. If you are looking to  build a new home and only want one loan for the construction and final loan then this is the loan you need. The term of the first part of the loan can be anywhere from 2 months to 1 year. The term of the second part is 30 years.  This type loan is good for the borrower who wants to only have on set of closing cost and documents. One time loans are great for borrowers with:

• 5% money down or more
• Establishing credit
• Cash reserves in the bank for upgrades to home
• Customer home
• Have a builder and land ready
• Want to lock in an interest rate now
• Closing cost can be financed into the loan

Construction Loans

Construction Loans are Conventional loans that are used for construction financing only. If you are looking to build a new home and need a construction loan for your builder then this is the loan you need. The term of the loan can be anywhere from 1 month to 9 months. This is a short term loan. This type loan is good for the borrower who needs a building/construction loan. Construction loans are great for borrowers with:

• 5% money down or more
• Establishing credit
• Cash reserves in the bank for upgrades to home
• Small home builders
• Customer builders
• Closing cost can be financed into the loan

Residential

We provide mortgage loans for Single Family residences, Town homes, and Condos. We provide mortgage loans for both Purchases and Refinances. All types of credit are welcome. When dealing with your home financing, we not only work with one of your largest personal financial investments; we also handle one of your biggest dreams.

Multifamily

We provide mortgage loans for Multi-Family homes. These homes can be 1 to 4 units. All properties with more than 4 units should look at our Commercial Mortgage loans. We provide mortgage loans for both Purchases and Refinances. All types of credit are welcome. We are here to help, if you choose a multifamily loan we can set you up with an expert!

Commercial

We provide mortgage loans for Commercial Property. We provide financing for properties such as; apartments, health care faculties, storage units, day care, car lots, office buildings, strip malls, hotels, and mixed use properties. We provide mortgage loans for both Purchases and Refinances. All types of credit are welcome.

Construction

We provide mortgage loans for home construction regardless of the type of project. We have lot loans so you can purchase a vacant lot. We have construction to permanent one time close loans so you only have one set of closing cost. We have construction loan financing only to finance your builder. All types of credit are welcome.