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Conventional Mortgage Loans

Conventional Conforming Loans  

(Loan Amount below $300,000.00)

100% no money down (all types of credit)  
minimal money down (usually 5%)  
new or reestablishing credit   
good credit= prime rates and programs  
down payment must come from borrowers own funds  
can not own more than 11 other single family properties  
closing cost can be financed into the loan (depending on program)  
trying to get out of paying mortgage insurance.    

Conventional Jumbo Loan  

(Loan Amount above $300,001.00)    

100% no money down (all types of credit)  
minimal money down (usually 5%)  
new or reestablishing credit   
good credit= prime rates and programs  
down payment must come from borrowers own funds  
can not own more than 11 other single family properties  
closing cost can be financed into the loan (depending on program)  
trying to get out of paying mortgage insurance.    
 
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